One of the terribly frustrating things about applying for credit, whether it's a loan or more directly a credit card, is the wait. The time they take to mull over your application and then let you know whether you've been accepted or not.
It's also something of a pain trying to work out exactly which credit card you should apply for. There are so many different offers, with different interest rates, fees, cashbacks and so on that you can get entirely lost trying to work it all out.
Fortunately there's a solution to both problems. Instant credit cards are those that are approved immediately, online, when you aply for them. If you click through that link you'll be taken to a site which is a comparison engine for credit cards. You decide which of he various possible features are the most important for you and the system will then guide you to the offer which best matches your needs.
It's a very clever little application actually and well worth a look.